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The Federal Housing Administration (FHA) is working to monetize the $8,000 tax credit that is available to first time home buyers.

If they can figure out how to do this, new home buyers will be able to use that $8,000 NOW, when they purchase their home. Since a buyer needs 3 1/2 percent for down payment when using FHA loans, that $8,000 can be the 3.5% up to a $225,000 purchase.

Read details at: http://www.latimes.com/business/la-fi-harney24-2009may24,0,6944417.story

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